This depends on
a number of things, including but not limited to:
of vehicle you're looking for
credit rating is (remember we specialize in bad credit and
for a vehicle, remember to think smart about your monthly
payments. You want to be able to keep paying on your loan
even if you hit hard times so it is important to find
something that falls within your budget.
When will I know if I am approved or not?
Many times we
will have an answer almost immediately. If not, it means we
are still working on your application and you just just hang
in there until we can let you know. We work with all types
of credit and have lending solutions for everyone. In the
unlikely event it's been over 72 hours, there could have
been something wrong with your application or it may have
been incomplete. If this is the case, please wait 30 days
and apply again.
How long does the
application only takes a couple of minutes to complete.
Please read the application carefully and make sure you
complete everything on it. This will insure better success!
I have bad credit or no credit, is this going to deter me from getting a loan?
In the automotive loan industry there are different types of
lenders. There are lenders that only deal with good credit
and only sign very few loans. There are lenders that deal
with all types of credit, but often times have hefty finance
charges. Then there's us, we work with every type of credit
and constantly compare interest rates among other providers
finding you the lowest interest rate for your loan.
How much does it cost?
is free and there are no document fees through us. We do a
very high volume and in turn can offer free reviews for our
I'm looking for a certain
vehicle, is that ok?
Yes, you choose
your vehicle! What is the point of car shopping when you
can't pick the car love? With us, you do the research and
you pick the car you want. Again, remember to pick something
that falls within your budget to avoid defaulting on your
loan if you hit a bump in the road.
What if the vehicle I'm looking at is pre-owned?
pre-owned vehicles. They are often much more affordable and
attainable than a brand new car. With pre-owned vehicles you
can get all the bells and whistles you want while not paying
that huge price tag. Often times, you can get a model that
is 2 years old for a fraction of the original price! We
always recommend a warranty, which will give you peace of
mind in case something does happen to your car. This will
help you keep paying your loan on time instead of spending
money on costly repairs.
Will this loan improve my credit if I pay on time?
Yes, your credit
will improve if you pay on time. Better yet, after a year
you may be able to get an even lower interest rate if all of
your payments are on time. If you have bad credit, paying
your loan on time can take your credit score up into the
next level in a very short time!
I'm worried about sending my personal information over the internet, is this website safe?
your concern and we've taken precautions to make this even
safer than applying at a bank! Your information is not
stored after we review your application. Your information is
also encrypted with 128 bit SSL. That means if someone
wanted your information, it would take them almost 2.8
million years to get it because its encoded into trillions
of characters. Now, does that sound a little bit safer than
a bank passing your application between desks for weeks?
Need to know a ballpark of what you're pre-approved for? Find out now.